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***	     PCalc	1.5             	             ***
***	by NotBadSoft.com	             ***
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PCalc is an additional payment studio for a loan. You can evaluate various scenarios for making additional payments to minimize the total sum of interests and to estimate the real cost of your next "big buy".
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This is a try out version.
You will be able to enter 6 additional payments only.
And you will get an irritating nag dialog box 
at entering each additional payment.
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Installation
PCalc uses macroses.
When you start PCalc Excel may ask you to enable macroses. 
This will happen if Macro Security Level in your Excel is set to Medium.
If you do not enable macroses PCalc will not work.

If Macro Security Level in your Excel is set to High then PCalc will not work without even asking you.
To enable macroses you should change Macro Security Level in your Excel to either 
Low (no dialog boxes will appear at all) or
Medium (you will have to allow macroses manually each time PCalc starts).

To change Macro Security Level in your Excel you should:
- start Excel without PCalc
- use menu items Tools->Macro->Security to open a property window and change the settings
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Detaled description
PCalc is an additional payment studio for a loan. You can evaluate various scenarios for making additional payments to minimize the total sum of interests and to estimate the real cost of your next "big buy".
With PCalc you will get a payment schedule for your loan as well as a total sum of interests. Then you can insert into your schedule any number of additional payments with any amount and date each of them. You will see how the total sum of interests changes due to those additional payments. You can evaluate various scenarios for making additional payments to minimize the total sum of interests you have to pay in accordance with the future available income.

PCalc will allow you to estimate the real cost of your next "big buy". For example, for a loan of $250,000 for 30 years with 6.5% annual interest rate PCalc shows that if you pay $1000 every month as an additional payment and skip the third month additional payment your total sum of interests will increase by $600 (six hundred). This means that your big buy worth of $1000 during the third month will really cost you $1,600. It is a bitter truth but it is an actual truth.

With PCalc you can integrate your payment schedule into another calculations as easy as Excel allows.
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Range of values:
Loan Amount		: any nonnegative number
Annual Interest Rate %	: 0.00 - 100.00
Years			: 0 - 30
Additional Pay		: any nonnegative number
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Buy full unlocked version without any limitaions and nag dialog boxes:
Please, go to:
https://secure.shareit.com/shareit/checkout.html?PRODUCT[300297318]=1&currencies=all
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Contacts:
For sales issues - sales@notbadsoft.com
For tech support - support@notbadsoft.com
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