Non-stochastic methods are used to evaluate and analyze investments of equity, interest and real estate type. In particular, methods are developed for calculating the accumulated value, present value and yield of an interest bearing investment. For equity and real estate investments we cover models of discounted future cash flows and investment ratio comparison methods including the topics of dividends (real and prospective), yield gap, PE ratio, stock splits, rental yield and rental growth.

Prices
WebCab Equities, Interest and Real Estate v2.6 J2EE Edition
Single Developer License
 $125
4 Developer Team License
 $213
Site Wide Developer License
 $425
Demo License (limited functionality)
 $0
Prices are expressed in US Dollars.
Product Details
This suite allows us to calculate the following quantities:

  • Interest Investments

    • Exponents and Series - easily implement new formulae and modify our formulae according to your exact needs

      • Law of Exponents - the laws which define and allow for the manipulation of exponents
      • Arithmetic Progression - formulae for the sum of an arithmetic progression
      • Finite Geometric Series - formulae for the sum of a finite number of terms of a geometric progression
      • Infinite Geometric Series - formulae for the sum on convergent infinite geometric series

    • Simple interest

      • Simple interest - a deposits value after a single period in which the interest accumulates
      • Real worth - the accumulated value taking into account the rate of inflation
      • Real return - the effective rate of return taking inflation into account

    • Compound interest

      • Accumulated values - the accumulated value after a given number of periods for a fixed interest rate
      • Real worth - the worth of an interest bearing investment after p periods of time according to the Euro, UK and Japanese conventions on interest payments
      • Real return - the return from an interest bearing investment taking into account inflation over p periods of time according to the Euro, UK and Japanese conventions on interest payments
      • Depreciation - calculates the percentage decrease in the book value of assets over one time period or many time periods with differing rates of decreasing book value

    • Effective and nominal interest

      • Effective rate of interest - converts the effective p-yearly rate into the effective q-yearly rate
      • Real return - converts between the q-yearly and p-yearly rates of interest taking into account the rate of inflation
      • Force of interest - the total sum when the interest is compounded continuously over t periods
      • Nominal rate of interest - converts between the effective rate of interest and the nominal rate of interest convertible p-yearly

    • Accumulated values of annuity-certain

      • Accumulated annuity certain in arrears - series of payments of one per interval payable in areas for n intervals
      • Accumulated annuity certain in advance - series of payments of one per interval payable in advance for n intervals

    • Present values

      • Present value - find the initial investment which needs to be invested in order to achieve a final sum in absolute or real terms

    • Present value of annuity-certain

      • series of payments of one per interval payable in areas for n intervals
      • series of payments of one per interval payable in advance for n intervals
      • infinite series of payments made at the end of each interval
      • an increasing annuity in which the first payment is one after one interval, the second payment is two after two intervals and so on... with a final payment of n after n intervals
      • series of payments of one per interval payable p times per interval in areas for n intervals
      • series of payments of one per interval payable p times per interval in advance for one interval

    • Yield

      • Internal rate - calculation of the internal rate of yield, or the interest rate required to generate a given yield
      • Real and nominal - conversion between real and nominal yields given the annual rate

    • Real returns

      • Bonds - the present value of a bond paying a coupon p over n periods, assuming that the inflation is constant
      • Real return - the rate of return on an investment over a period given the initial cost, total payment, and inflation rate


  • Equities

    • Discounted Dividend

      • Discounted dividend - we estimate the present value of a share by calculating the present value of future dividends

    • Investment Ratios

      • Dividend yield - the gross annual dividend per share divided by the current market share price
      • Price/earnings ratio - the current share price in the market expressed as a multiple of the net earnings per share

    • Scrip Issue

      • Scrip issue and stock splits - the general theoretical share price after a script issue or stock split

    • Rights Issue

      • Rights issue - the general theoretical share price after a rights issue

    • Equities Investments

      • Real returns from equity investments - the total return from the underlying asset growth and the discounted dividend assuming that the annual dividend is due in exactly one year
      • Real dividend growth rate - the rate of growth of the dividend with respect to inflation
      • Prospective real dividend yield - the prospective dividend in real terms divided by the current share price

    • Estimation of Equity Values

      • Estimation of equity values - for a given real rate of return we calculate the investors estimated value of the share
      • Estimation of the present value - assuming knowledge of the real dividend growth and the investors required rate of return

    • Yield Gap

      • Yield gap - a useful tool for investors deciding on the balance between equities and fixed-interest bonds
      • Real yield gap - reflects the expectations of investors for real dividend growth and the risk associated with index-linked bonds and equity based investments


  • Real Estate

    • Value of real estate

      • Valuation of real estate - value of freehold real estate let with regular rent reviews

    • Rental yield

      • Net rental yield - used in making buy and sell decisions concerning freehold interests in let real estate

    • Rental growth

      • Growth in rental income - for a known annual rate of interest we can calculate the growth in full rental value per annum



This product also contains the following features:

  • GUI Bundle - we bundle a suite of graphical user interface JavaBean components (with 1, 2, 4 or site-wide license) allowing the developer to plug-in a wide range of GUI functionality (including charts/graphs) into their client applications
  • EAR Files - we provide individual customized EAR files for the most widely used application servers including IBM WebSphere 4.0/5.0, BEA WebLogic 6.1/7.0, Oracle 9iAS, Sun ONE AppServer 7, Ironflare Orion 1.5.2/1.6.0, Borland AppServer 5.0, Sybase EAServer 3.6 and JBoss 2.4.4/3.0.0
  • Self-Deploy - the relevant servers EAR file will be self-deployed onto supported local application servers during the installation of the self-install package. The supported application servers include IBM WebSphere 4.0/5.0, BEA WebLogic 6.1/7.0, Oracle 9iAS, Borland AppServer 5.0, Ironflare Orion 1.5.2/1.6.0 and JBoss 2.4.4/3.0.0
  • UML Models - to assist system architects we provide UML diagrams of this component

Prerequisites

  • An Operating System running JavaTM
  • Pentium III® 733 Mhz
  • 256MB RAM
  • A J2EE1.3 (EJB2.0) compatible Application Server

Software requirements:
  • Java2 Enterprise Edition
  • JDK 1.3 or compatible
Compatibility
Operating System for Deployment:
  • Windows XP, 2000, NT
  • Sun Solaris
  • Linux
  • IBM AIX
  • HP-UX

Built Using:

  • JavaTM 2 SDK Standard Edition 1.3.1/1.4.x
  • JavaTM 2 SDK Enterprise Edition 1.3
Application Servers:
  • IBM WebSphere Application Server V4.0/V5.0
  • BEA WebLogic® Server 6.1/7.0
  • Oracle® 9i Application Server
  • Sun ONE AppServer 7
  • Borland Enterprise AppServer 5.0
  • Ironflare Orion Server 1.5.2/1.6.0
  • Sybase EAServer 3.6
  • JBoss 2.4.4/3.0.0
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